Buy now, pay over time with PayPal Credit.

Shop with PayPal Credit's digital, reusable credit line anywhere PayPal is accepted and enjoy 6 months special financing on purchases of $99.00+. Just fill out a quick application, and get a credit decision in seconds.

Subject to credit approval. See terms.
Already a PayPal Credit customer? Explore Your Account

Get No Interest if paid in full in 6 months on purchases of $99.00+.

Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required. Subject to credit approval. See terms.

Enjoy quick access to convenient credit.

Get a Credit Decision In Seconds

Just answer a few quick questions, and you’ll know within seconds if you’re approved.

No Annual Fee †

Buy now and pay over time year round with no annual fee.
See Terms and Conditions.

There When You Need It

If approved, PayPal Credit is automatically added to your account with PayPal. Check out in just a few clicks with no card numbers or expiration dates.

Pay over time at millions of stores online.

PayPal Credit helps give you the flexibility to buy what you need when you need it wherever PayPal is accepted.